Privacy Policy for Finzio App

Effective date: April 5, 2023

At Finzio, we take your privacy seriously. This privacy policy outlines how we collect, use, and disclose your personal information when you use our mobile application (the "App"). By using our App, you agree to the collection and use of information in accordance with this policy.

About Us

Finzio is a mobile application designed to help users manage their finances. Our mission is to provide a seamless and secure experience for our users to manage their finances and achieve their financial goals.

Information We Collect

We may collect the following information from registered users (excluding those who use guest account):

  • Email addresses & other data provided on registration: This information is collected to create and manage your account.
  • Default account currency: This information is collected to provide you with a seamless experience when using the App.
  • Data generated within the app: This includes any data that you create or upload to the App, such as your financial transactions and account balances. We store this data on our server so that you can keep it synchronized between different devices.

In addition, we may collect crash reports if the App runs into unexpected behavior or crashes. This is done to allow us to provide a better user experience and fix any bugs in the App that we may have otherwise been unable to identify.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is a material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Use of Information

The information we collect is used to provide you with a seamless experience between different devices, allowing you to change something in one device and have it synchronized with your other devices automatically.

In addition, we may use the information we collect to improve and personalize the app's services and content, including advertising, and to analyze and monitor usage of the app to detect and prevent fraud, abuse, and other potentially harmful activities. We may also use the information for research and development purposes to improve our products and services, and to provide support to our users. Rest assured that we will never sell or share your personal information with any third party without your explicit consent, except as required by law.

Third-Party Services

We use the following third-party services:

  • Google Firebase for authentication: Google Firebase is a mobile and web application development platform that provides authentication services. When you use Finzio, Google Firebase collects and processes certain information about you, such as your name, email address, and other account information, in order to authenticate and verify your identity. Google Firebase collects this information in accordance with its own privacy policy, which you can review here: https://firebase.google.com/support/privacy/
  • Google Analytics for analytics: Google Analytics is a web analytics service that helps us understand how users interact with the Finzio and its services. When you use Finzio, Google Analytics collects and processes certain information about you, such as your device type, operating system, and usage information, in order to provide us with insights and analytics about how users use the app. Google Analytics collects this information in accordance with its own privacy policy, which you can review here: https://policies.google.com/privacy/
  • AppLovin for advertising: AppLovin is a mobile advertising platform that helps us serve personalized ads to non-premium users of the Finzio app. When you use Finzio, AppLovin collects and processes certain information about you, such as your device type, operating system, and advertising ID, in order to serve personalized ads that may be of interest to you. AppLovin collects this information in accordance with its own privacy policy, which you can review here: https://www.applovin.com/privacy/
  • Sentry for errors and bug reporting: Sentry is an error tracking and bug reporting service that helps us identify and fix issues with the Finzio app and its services. When you use Finzio, Sentry collects and processes certain information about you, such as your device type, operating system, and error logs, in order to help us diagnose and fix any issues you may encounter. Sentry collects this information in accordance with its own privacy policy, which you can review here: https://sentry.io/privacy/

These third-party services may collect and process your personal information in accordance with their own privacy policies. We encourage you to review the privacy policies of these services to understand how they collect, use, and share your personal information. We are not responsible for the privacy practices of these third-party services, and we have no control over how they collect, use, and share your personal information.

Data Security

We also use industry-standard measures to protect the personal data of our users from unauthorized access, disclosure, alteration, or destruction. We implement access controls and regularly monitor and audit access to our systems and data, as well as use firewalls, encryption, and other security technologies to protect the data stored on our servers. We also regularly review and update our security policies and procedures to ensure that they remain effective in the face of evolving threats.

However, while we take reasonable steps to protect user data, no security measure is foolproof, and we cannot guarantee the absolute security of user data. Users should take care to protect their own personal data by keeping their login credentials secure and choosing strong passwords that are not easily guessable. In the event of any security breaches or incidents that may compromise user data, we will promptly notify affected users in accordance with applicable laws and regulations.

By using the Finzio, users acknowledge and agree that no data transmission over the internet or any wireless network can be guaranteed to be 100% secure, and that Finzio cannot guarantee the security of any information transmitted through the app. Users also agree that they use the app at their own risk and that they are responsible for taking all necessary measures to protect their personal data and information.

Advertising

The app may use an advertiser ID to serve personalized ads to non-premium users. This identifier allows us to deliver targeted ads that are relevant to your interests and preferences. We may share this information with third-party advertising partners to display advertisements on the app or other platforms. However, we do not share any personally identifiable information with these partners.

If you are a premium user, you will not see any ads. In addition, we may use other means to generate revenue, such as offering premium features or services for a fee.

Please note that some advertisements may redirect you to third-party websites or apps. We are not responsible for the content, privacy policies, or practices of these third-party entities. You are encouraged to review their terms of service and privacy policies before engaging with their services.

If you have any questions or concerns regarding advertising on the app, please contact us at [email protected].

User Rights

Users can contact us directly at [email protected] to request data deletion, or they can submit a request within the contact us section of the app to delete the data. Requests will be processed within 30 days.

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